Friday, November 20, 2015

Educating her clients in obtaining adequate insurance coverage

Colette Heck feels it is important to educate her clients in obtaining adequate insurance coverage if they are involved in another accident. In Florida, for example, the law does not mandate bodily injury coverage. Therefore, many people injured by Florida drivers are never compensated for their loss because of inadequate insurance coverage.

Florida’s Statute S627.737 requires that in order to obtain any compensation for pain, suffering, mental anguish, and inconvenience because of bodily injury, sickness, or disease arising out of either the ownership, maintenance, operation, or use of a motor vehicle the injury or disease must result in a significant and permanent loss of an important bodily function, or a permanent injury within a reasonable degree of medical probability or a significant and permanent scarring or disfigurement or death. The few minutes after a car crash can literally make the difference between winning or losing your case, even when the accident is not your fault.

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